FREQUENTLY ASKED QUESTIONS ABOUT GOLF INSURANCE

Q: Do I need golf insurance?

A: Very probably, the answer is yes.  First, however, you should check your own house contents insurance policy to see whether the cover provided meets your requirements.  You might wish to check whether your policy would cover you if your golf ball hit a car or passer-by.  Would you receive compensation if you were blinded by a golf ball?  Would your policy pay towards the cost of emergency dental treatment or a hospital stay necessitated by a golfing accident?  Other benefits are also included in the Golfguard Golf Insurance package - for instance we will reimburse your bar bill up to £100 if you achieve a Hole in One in an Official Club Competition.  In our experience few of these benefits will be included in a standard house contents insurance policy.

Q: IS GOLFGUARD FULLY AUTHORISED TO ACT AS AN INSURANCE BROKER?

 A: Yes, Golfguard Ltd is authorised and regulated by the Financial Services Authority (FSA).  Our FSA Number is 310410.

Q: How many accidents have occurred on on golf courses in recent years?

 A: It may surpise you to learn that according to figures recorded by the Department of Trade & Industry, over 65,000 golfing accidents  have required Hospital treatment.

Q: How much would it cost me?

A: Details of our highly competitive premiums with a list of associated benefits are available on our web site.  Annual premiums for full cover start from only £25 (including IPT @ 6%) and depend on the value of your golf equipment.

Q: If I arrange Golfguard Golf Insurance would my golf equipment be covered if it was stolen from the clubhouse or from my car in the car park?

A: Yes, cover is included for golf equipment stolen from the Clubhouse or from the locked boot of your car at the Golf Club, subject to the full Terms and Conditions of the Policy.

Q: Who can apply and do you have to be a Member of a Golf Club?

A: Cover is available to all amateur golfers provided that they are UK Residents irrespective of whether they are Members of a Golf Club or Society.  Aged between 8 and 85 years old.

Q: I would like to include cover for my spouse and children - is this possible?

A: Yes, we offer a 10% discount for a second applicant.   We also have a scheme for Juniors (aged between 8 and 17 years) at specially reduced premiums. 

Q: Would my golf insurance cover me on holiday?

A: A Golfguard Golf Insurance Policy provides cover 365 days in the year in the United Kingdom.  Your Policy would also provide up to 120 days cover while you are playing at a recognised golf club abroad.